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Did you realize your apartment community's insurance policy does not cover your personal belongings when a natural disaster strikes? Most apartment communities' insurance only covers damage to the building, leaving your belongings uncovered. Renters Insurance offers protection for your personal property when fire, theft or a natural disaster occurs.

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Why should you get renters insurance in Denver, Colorado?

Blizzards

Blizzards can severely impact most of the Midwest and Northeast region of the United States, as well as Colorado. A major blizzard struck portions of the Midwest on January 1999. The storm produced 22 inches of snow in Chicago and was rated by the National Weather Service as the second worst blizzard of the 20th century, ranking behind the blizzard in January 1967. The surrounding areas within Illinois, Wisconsin, Michigan, Indiana and Ohio experienced over 15 inches of snow. In 1996, a blizzard piled on 20 inches of snow in New York City, and damage costs estimated $1 billion to the New York area.

Theft

U.S. Department of Justice's Bureau of Justice Statistics reports that rented households were burglarized at rates 79 percent higher than owned households. In 2001, the bureau reported that rented households experienced 210 property crimes per 1,000 households nationwide, while owned households experienced only 146 property crimes per 1,000 households. In 2004 alone, 513,266 burglaries occurred in the West according to statistics reported by the Federal Bureau of Investigation. As you can see, the most common threat to an apartment unit in the nation, as well as in Colorado, is burglary. Unfortunately, the insurance carried by your apartment community does not cover your personal belongings lost due to theft. Do not let fences or gates at your community mislead you to think it is safer. On most low-crime apartment properties, the main purpose offences is to provide the sense of privacy and exclusivity.


Renters Insurance

Countrywide Insurance Services
Countrywide Insurance Services (CIS) is dedicated to being your premier provider of insurance choices and solutions. Your personal property is a valuable asset. Computer and stereo equipment, televisions and other household items are expensive to replace if they are damaged or stolen. While these personal possessions are not covered under your landlord's insurance policy, you can protect them with Renters Insurance from Countrywide.

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